Term Loan
One fixed number every month, for a capital deployment you can put a figure against.
- Amount
- $25,000 – $500,000
- Rates from
- 6.99% APR
- Term
- 6 – 60 months
- Decision
- 24 – 48 hours
$5,000 to $1,000,000
Find out what you qualify forbefore you apply.
$5,000 to $1,000,000, with the requirements for every programme written on its page. A soft credit check to pre-qualify, a decision in as little as 24 hours, and one specialist on your file from start to finish.
- A soft check to pre-qualify
- Requirements published per programme
- All-in pricing before you sign
- One advisor on your file
Pre-qualify in minutes (844) 527-3775
No impact on your score, and no documents needed to find out where you stand.
550+ and six monthsThe general floor, published on the front page
The general minimum
Below these, none of the six will approve.
Below this, none of the six programmes will approve, and it is better to know that now than after filling anything in. Individual programmes ask for more, and each says so on its own page.
6+ monthsin business
$10,000+monthly revenue
25%+ownership stake
550+credit score
Financing that fits how you run the business
Financing that fits how you run the business.
- A decision the same day
- Pre-qualify in minutes on a soft credit check and get a real decision the same business day, with funds often wired within one to three days of approval.
- All-in pricing from day one
- Every rate, fee and payment is shown before you sign rather than after. If a number is going to appear, it appears now.
- A specialist, not a call centre
- One funding advisor works your file from application through to funding, and afterwards. Someone who has actually read it.
- Your information, protected
- 256-bit encryption, SOC-2 aligned processes and strict access controls. A soft credit check to pre-qualify leaves no mark on your score.
Six programmes, and what each one asks of you
Six programmes, and what each asks of you.
The range, the rate and the term for every one, alongside what a business needs to have before it will be approved. One application is assessed against all six.
Line of Credit
Capital on demand rather than in a lump, with same-day transfers to your bank.
- Amount
- $10,000 – $250,000
- Rates from
- 8.99% APR
- Draws
- Same-day transfer
- Maintenance
- No monthly fee
Working Capital Loan
For payroll, inventory and the gap between delivering work and being paid for it.
- Amount
- $10,000 – $300,000
- Rates from
- 7.99% APR
- Term
- 6 – 24 months
- Repayment
- Daily, weekly or monthly
Equipment Financing
The lowest rates and the longest terms here, because the equipment secures it.
- Amount
- $15,000 – $1,000,000
- Rates from
- 5.99% APR
- Term
- 12 – 84 months
- Financing
- Up to 100%
Merchant Cash Advance
A lump sum against card sales, collected as a share of them.
- Amount
- $5,000 – $250,000
- Term
- 6 – 18 months
- Funding
- Same day available
- Assessed on
- Card-sales history
Short-Term Loan
For when you cannot wait a week for a yes. Decisions in hours.
- Amount
- $5,000 – $100,000
- Term
- 3 – 18 months
- Decision
- 4 – 8 hours
- Funding
- Same day
How it runs
Pre-qualify, decide, get funded.
Minutes, then hours, then days — and the first of the three leaves no mark on anything.
Step 01
Pre-qualify
A few minutes and a soft credit check. No impact on your score, and no documents needed to find out where you stand.
Step 02
Get a decision
The same business day for most programmes, in four to eight hours for the short-term loan, with all-in pricing written out.
Step 03
Get funded
Usually one to three business days after approval, and same-day on the faster programmes.
The application
Pre-qualify in minutes
A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.
Rather talk to somebody first? (844) 527-3775.