Below this, none of the six programmes will approve, and it is better to know that now than after filling anything in. Individual programmes ask for more, and each says so on its own page.
| Programme | What it asks beyond the minimum | Amount |
|---|---|---|
| Term Loan | The general minimum | $25,000 – $500,000 |
| Line of Credit | The general minimum | $10,000 – $250,000 |
| Working Capital | Business 9+ months tradingRevenue $75,000+ a yearCredit 580+Ownership 25%+ stake | $10,000 – $300,000 |
| Equipment Financing | The general minimum | $15,000 – $1,000,000 |
| Merchant Cash Advance | Card sales $5,000+ a monthProcessing 3+ months history | $5,000 – $250,000 |
| Short-Term Loan | Business 6+ months tradingRevenue $10,000+ a monthCredit 550+ accepted | $5,000 – $100,000 |
The range, the rate and the term for every one, alongside what a business needs to have before it will be approved. One application is assessed against all six.
$25,000 – $500,000
One fixed number every month, for a capital deployment you can put a figure against.
The general minimum, and nothing further stated for this programme.
$10,000 – $250,000
Capital on demand rather than in a lump, with same-day transfers to your bank.
The general minimum, and nothing further stated for this programme.
$10,000 – $300,000
For payroll, inventory and the gap between delivering work and being paid for it.
$15,000 – $1,000,000
The lowest rates and the longest terms here, because the equipment secures it.
The general minimum, and nothing further stated for this programme.
$5,000 – $250,000
A lump sum against card sales, collected as a share of them.
A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.
Rather talk first? (844) 527-3775
Pre-qualify in minutes on a soft credit check and get a real decision the same business day, with funds often wired within one to three days of approval.
Every rate, fee and payment is shown before you sign rather than after. If a number is going to appear, it appears now.
One funding advisor works your file from application through to funding, and afterwards. Someone who has actually read it.
256-bit encryption, SOC-2 aligned processes and strict access controls. A soft credit check to pre-qualify leaves no mark on your score.
A few minutes and a soft credit check. No impact on your score, and no documents needed to find out where you stand.
The same business day for most programmes, in four to eight hours for the short-term loan, with all-in pricing written out.
Usually one to three business days after approval, and same-day on the faster programmes.
