Equipment Financing

Purchase essential business equipment while preserving your working capital. Finance 100% of equipment costs with competitive rates and flexible terms.

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Equipment Financing

Equipment Financing Features

Our equipment financing solutions are designed to help you acquire the tools and machinery needed to grow your business.

$15,000 - $1,000,000

Finance a wide range of equipment from small tools to major machinery and technology systems.

12 to 84 Month Terms

Extended repayment terms that match the useful life of your equipment, reducing monthly payment burden.

100% Financing Available

Finance the full purchase price of equipment, including delivery, installation, and training costs.

Equipment as Collateral

The equipment itself serves as collateral, reducing risk and often resulting in lower interest rates.

Competitive Rates

Benefit from competitive rates starting as low as 5.99% APR for qualified borrowers with good credit.

Tax Benefits

Take advantage of potential tax deductions and depreciation benefits when financing business equipment.

Equipment We Finance

We provide financing for virtually any type of business equipment across all industries.

Transportation

  • Commercial vehicles
  • Delivery trucks
  • Fleet vehicles
  • Specialized vehicles

Technology

  • Computer systems
  • Software licenses
  • Servers & networking
  • POS systems

Manufacturing

  • Production machinery
  • CNC machines
  • Assembly equipment
  • Quality control tools

Restaurant Equipment

  • Kitchen equipment
  • Refrigeration units
  • POS systems
  • Furniture & fixtures

Construction

  • Heavy machinery
  • Power tools
  • Safety equipment
  • Specialty vehicles

Medical Equipment

  • Diagnostic equipment
  • Treatment devices
  • Office equipment
  • IT systems

Why Choose Equipment Financing

Equipment financing offers unique advantages over other funding methods.

Preserve Working Capital

Keep your cash available for day-to-day operations, inventory, and unexpected opportunities while still acquiring the equipment you need.

Immediate ROI

Start generating revenue from your equipment immediately rather than waiting to save up the full purchase price.

Hedge Against Inflation

Lock in today's equipment prices with fixed monthly payments, protecting against future price increases.

Predictable Payments

Fixed monthly payments make budgeting easier and help with cash flow planning and financial forecasting.

Tax Advantages

Section 179 Deduction

Deduct the full purchase price in the year of acquisition

Depreciation Benefits

Spread tax benefits over the equipment's useful life

Interest Deduction

Financing interest is typically tax-deductible

Financing Options

Choose the financing structure that best fits your business needs and cash flow.

Equipment Loan

Best for: Businesses that want to own the equipment

  • You own the equipment from day one
  • Fixed monthly payments
  • Tax benefits and depreciation
  • No residual value considerations

Equipment Lease

Best for: Businesses that want lower payments and flexibility

  • Lower monthly payments
  • Upgrade options available
  • Potential tax advantages
  • End-of-term purchase option

Finance Your Equipment Today

Get competitive financing for your business equipment. Quick approval with flexible terms and competitive rates.

Secure application • Equipment as collateral • Tax benefits available