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(844) 527-3775 Pre-qualify

$15,000 – $1,000,000

Equipment Financing

The lowest rates and the longest terms here, because the equipment secures it.

Amount: $15,000 – $1,000,000
Rates from: 5.99% APR
Term: 12 – 84 months
Financing: Up to 100%

The lowest rate here, because the equipment secures it.

Equipment Financing

What equipment financing actually is

The equipment itself is the collateral, which is why this programme carries the lowest rates and the longest terms on the site — up to seven years, from 5.99% APR, and up to 100% of the cost.

You own the asset from day one, which is what makes Section 179 deductions, depreciation and interest deductibility potentially available. Worth putting to your accountant before you decide how to structure it.

The general minimum

Below these, none of the six will approve.

Below this, none of the six programmes will approve, and it is better to know that now than after filling anything in. Individual programmes ask for more, and each says so on its own page.

6+ monthsin business

$10,000+monthly revenue

25%+ownership stake

550+credit score

What it gives you

Why an owner takes this one

Up to 100% financing
12 to 84-month terms
You own it from day one
Possible Section 179 benefits

The application

Pre-qualify in minutes

A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.

Six programmes, and what each one asks of you

This one, and what the others ask

Term Loan

One fixed number every month, for a capital deployment you can put a figure against.

Amount: $25,000 – $500,000
Rates from: 6.99% APR

Line of Credit

Capital on demand rather than in a lump, with same-day transfers to your bank.

Amount: $10,000 – $250,000
Rates from: 8.99% APR

Working Capital Loan

For payroll, inventory and the gap between delivering work and being paid for it.

Amount: $10,000 – $300,000
Rates from: 7.99% APR

Equipment Financing

The lowest rates and the longest terms here, because the equipment secures it.

Amount: $15,000 – $1,000,000
Rates from: 5.99% APR

Merchant Cash Advance

A lump sum against card sales, collected as a share of them.

Amount: $5,000 – $250,000
Term: 6 – 18 months

Short-Term Loan

For when you cannot wait a week for a yes. Decisions in hours.

Amount: $5,000 – $100,000
Term: 3 – 18 months