Equipment Financing · $15K – $1M

Buy the equipment. Keep the cash.

Finance up to 100% of the purchase price — including delivery, installation, and training — while preserving working capital for everything else the business needs.

Rates from 5.99% APR for qualified buyers
Equipment serves as collateral
Potential Section 179 tax benefits

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Features

A program built around the asset

The equipment itself secures the loan, which usually means lower rates and longer terms than unsecured options.

$15,000 – $1,000,000

From small tools to major machinery and technology systems.

12 – 84 month terms

Terms matched to the useful life of the equipment.

100% financing available

Cover the full price plus delivery, installation, and training.

Equipment as collateral

Self-securing structure typically yields lower rates.

Rates from 5.99% APR

Among our most competitive pricing for qualified borrowers.

Potential tax benefits

Section 179, depreciation, and interest deductibility may apply.

Industries We Serve

Equipment we finance

Virtually any type of business equipment, across just about every industry.

Transportation

Commercial vehicles
Delivery trucks
Fleet vehicles
Specialty transport

Technology

Computers & laptops
Software licenses
Servers & networking
POS systems

Manufacturing

Production machinery
CNC equipment
Assembly lines
Quality-control tools

Restaurant

Kitchen equipment
Refrigeration
POS & ordering tech
Furniture & fixtures

Construction

Heavy machinery
Power tools
Safety equipment
Specialty vehicles

Medical

Diagnostic equipment
Treatment devices
Office equipment
IT systems

Why Equipment Financing

The advantages over paying cash

Preserve working capital

Keep cash available for operations and opportunities while still acquiring the equipment you need.

Immediate ROI

Start generating revenue from the equipment now — not after saving up for a full purchase.

Hedge against inflation

Lock in today's prices with fixed payments, even as equipment prices rise.

Predictable payments

Fixed monthly payments make forecasting and cash-flow planning easier.

Potential tax advantages

Section 179 deduction

Potentially deduct the full purchase price in the year of acquisition.

Depreciation benefits

Spread tax benefits across the equipment's useful life.

Interest deduction

Financing interest is typically tax-deductible.

Not tax advice — consult your CPA for specifics.

Structure

Loan or lease — which fits?

We offer both. The right one depends on how long you need the equipment and how you use it.

Equipment Loan

Best if: you want to own the equipment outright.

You own from day one
Fixed monthly payments
Tax benefits and depreciation
No residual value considerations

Equipment Lease

Best if: you want lower payments and flexibility.

Lower monthly payments
Upgrade options available
Potential tax advantages
End-of-term purchase option