How Our Financing Process Works

Getting business financing shouldn't be complicated. Our streamlined process gets you the capital you need quickly and efficiently, with transparent terms and dedicated support.

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Business Process

4 Simple Steps to Funding

Our efficient process is designed to get you approved and funded as quickly as possible.

1

Apply Online

Complete our secure online application in just 10 minutes. We only ask for essential information to get started.

What you'll need:

  • Business information
  • Funding amount needed
  • Basic contact details
2

Submit Documents

Upload your required documents through our secure portal. Our team reviews everything quickly and may ask for clarifications.

Typical documents:

  • Bank statements (3-6 months)
  • Tax returns (1-2 years)
  • Financial statements
3

Get Approved

Our experienced underwriting team reviews your application and provides a decision within 24-48 hours.

What happens:

  • Application review
  • Credit assessment
  • Approval decision
4

Receive Funds

Once approved, funds are deposited directly into your business account within 1-3 business days.

Funding timeline:

  • Same day: MCA & Short-term
  • 1-2 days: Line of Credit
  • 1-3 days: Term Loans

Typical Timeline

Here's what you can expect during the financing process.

Day 1

Application Submitted

Complete online application and submit initial documents. You'll receive immediate confirmation and next steps.

1-2

Document Review

Our team reviews your documents and may request additional information. Most clarifications are handled within hours.

2-3

Underwriting Decision

Our underwriting team makes a final decision. You'll receive detailed terms and conditions if approved.

3-5

Funding Complete

Accept terms, sign documents electronically, and receive funds via ACH transfer to your business account.

What We Look For

Understanding our requirements helps you prepare and increases your chances of approval.

Business Basics

  • Operating for 6+ months
  • Valid business license
  • Business bank account
  • US-based operations

Financial Health

  • Consistent revenue stream
  • Positive bank balances
  • Manageable debt levels
  • Strong cash flow

Owner Profile

  • Decent credit score (550+)
  • Significant ownership stake
  • Business experience
  • Clear business purpose

Process FAQs

Common questions about our financing process.

Will applying affect my credit score?

The initial application and quote process uses a soft credit pull that won't impact your credit score. Only if you accept our offer and move forward will we perform a hard credit inquiry.

How long does the application take?

The online application typically takes 10-15 minutes to complete. Most of this time is spent gathering and uploading the required documents.

What happens if I'm not approved?

If you're not approved for your first choice, we'll explore alternative financing options that might be a better fit for your situation. We work hard to find a solution that works.

Can I track my application status?

Yes! You'll receive regular updates via email and phone, and you can log into our secure portal to check your application status at any time.

Is there a fee to apply?

No, there are no fees to apply or receive a quote. You only pay if you accept our offer and receive funding. All fees are clearly disclosed upfront.

Ready to Get Started?

Begin your application today and see how quickly we can get you funded.

Secure process • No impact on credit • Free consultation