Getting business capital shouldn't take weeks of paperwork or cryptic back-and-forth. Here's exactly how we do it — and how long each step takes.
Most clients move through all four steps inside a single business week.
A 10-minute secure form. We only ask what's essential.
Upload through our secure portal. We'll come back with any clarifications quickly.
Our underwriting team reviews your file and returns a decision — usually within 24–48 hours.
Sign electronically. Funds wire directly to your business account.
Day-by-day expectations so you can plan around funding instead of waiting for it.
Complete the online application and upload initial documents. You'll get immediate confirmation and next steps from your specialist.
Our team reviews your file. Most clarifying questions are handled within hours via email or a quick call.
If approved, you receive clear terms in writing — rate, fees, payment schedule, all of it.
Sign electronically and we wire funds via ACH directly to the business account you designate.
Knowing our baseline helps you prepare and improves your odds of approval.
Quick answers about applying, approval, and funding.
No. The initial application uses a soft pull that won't affect your score. A hard inquiry only happens if you accept an offer and move forward.
Usually 10–15 minutes. Most of that is gathering and uploading documents, not answering questions.
We'll look for alternatives. Many clients who don't qualify for one program fit another — and we'll be upfront about it either way.
Yes. You'll get updates by email and phone, plus access to our secure portal to check status anytime.
No. Zero application fees, zero quote fees. You only pay anything if you accept an offer and receive funds.