Flexible Business Line of Credit

Access working capital when you need it with our revolving line of credit. Perfect for managing cash flow, seasonal needs, and unexpected opportunities.

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Business Line of Credit

Line of Credit Features

Our business line of credit offers the flexibility and convenience you need to manage your business finances effectively.

$10,000 - $250,000

Access substantial credit limits that grow with your business and provide the flexibility you need for various expenses.

Revolving Credit

Access, repay, and reuse your credit line as often as needed throughout the term, just like a business credit card.

Pay Only What You Use

Interest charges only apply to the amount you actually draw from your line, not the full credit limit available.

Instant Access

Once approved, access your funds instantly through online transfers, checks, or debit card transactions.

Competitive Rates

Enjoy competitive interest rates starting as low as 8.99% APR for qualified businesses with strong credit profiles.

Easy Management

Manage your line of credit through our intuitive online platform and mobile app with real-time balance updates.

Perfect for These Business Needs

A line of credit provides the financial flexibility to handle various business situations and opportunities.

Cash Flow Management

Bridge gaps between accounts receivable and payable, ensuring smooth business operations during slow periods.

Seasonal Businesses

Prepare for peak seasons by stocking inventory, hiring temporary staff, or increasing marketing efforts.

Unexpected Opportunities

Seize last-minute business opportunities, bulk purchase discounts, or urgent equipment replacements.

Inventory Management

Stock up on inventory for busy seasons or take advantage of supplier discounts without depleting cash reserves.

Equipment Repairs

Handle unexpected equipment repairs or maintenance that could disrupt your business operations.

Marketing Campaigns

Launch marketing initiatives or advertising campaigns to drive growth during key business periods.

Why Choose Our Line of Credit

Experience the advantages of working with a modern lender that prioritizes flexibility and transparency.

Key Advantages

  • No monthly fees or maintenance charges
  • No prepayment penalties
  • Automatic credit limit increases based on performance
  • Dedicated account manager

Security & Support

  • Bank-level security and encryption
  • 24/7 customer support
  • Fraud monitoring and alerts
  • Integration with accounting software

Apply for Your Line of Credit

Get pre-qualified for a business line of credit in minutes. No impact on your credit score for the initial application.

Secure application • Instant pre-qualification • No obligation