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(844) 527-3775 Pre-qualify

$10,000 – $250,000

Line of Credit

Capital on demand rather than in a lump, with same-day transfers to your bank.

Amount: $10,000 – $250,000
Rates from: 8.99% APR
Draws: Same-day transfer
Maintenance: No monthly fee

A salon drawing on demand rather than in a lump.

Line of Credit

What line of credit actually is

A line of credit is an approved limit you draw against as things come up, repay, and draw again — without a new application each time. Balances, draws and payments run through the online portal in real time.

There is no monthly maintenance fee, which means an open line that you are not using this month costs you nothing at all.

The general minimum

Below these, none of the six will approve.

Below this, none of the six programmes will approve, and it is better to know that now than after filling anything in. Individual programmes ask for more, and each says so on its own page.

6+ monthsin business

$10,000+monthly revenue

25%+ownership stake

550+credit score

What it gives you

Why an owner takes this one

Draw only what you need
Same-day transfers
No monthly maintenance fee
Reusable as you repay

The application

Pre-qualify in minutes

A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.

Six programmes, and what each one asks of you

This one, and what the others ask

Term Loan

One fixed number every month, for a capital deployment you can put a figure against.

Amount: $25,000 – $500,000
Rates from: 6.99% APR

Line of Credit

Capital on demand rather than in a lump, with same-day transfers to your bank.

Amount: $10,000 – $250,000
Rates from: 8.99% APR

Working Capital Loan

For payroll, inventory and the gap between delivering work and being paid for it.

Amount: $10,000 – $300,000
Rates from: 7.99% APR

Equipment Financing

The lowest rates and the longest terms here, because the equipment secures it.

Amount: $15,000 – $1,000,000
Rates from: 5.99% APR

Merchant Cash Advance

A lump sum against card sales, collected as a share of them.

Amount: $5,000 – $250,000
Term: 6 – 18 months

Short-Term Loan

For when you cannot wait a week for a yes. Decisions in hours.

Amount: $5,000 – $100,000
Term: 3 – 18 months