Line of Credit · $10K – $250K

A line of credit that moves with you.

Draw only what you need, only when you need it. Pay interest on the balance, not the limit. Refill and re-use as your cash flow demands.

  • Revolving credit line — reuse as you repay
  • Interest only on what you draw
  • Same-day transfers to your bank
Business line of credit
Features

Built for flexibility

A line of credit is the most flexible program we offer — here's what comes with it.

$10,000 – $250,000

Limits that scale with your business performance over time.

Revolving structure

Draw, repay, and reuse throughout your term — like a business credit card but cheaper.

Pay only what you use

Interest applies only to your drawn balance, not the full limit.

Instant access

Transfer funds online any time — with typical same-day ACH.

Rates from 8.99% APR

Competitive pricing for qualified borrowers with strong credit.

Simple management

Real-time balances, draws, and payments through the online portal.

Use Cases

When a line of credit fits

Best when you need capital on-demand, not as a one-time lump sum.

Cash flow management

Bridge receivables gaps so operations never skip a beat.

Seasonal businesses

Stock inventory and hire for the busy season — then repay as sales roll in.

Unexpected opportunities

Bulk discounts, urgent equipment, and last-minute deals that won't wait.

Inventory purchases

Stock up strategically without draining your operating cash.

Emergency repairs

Cover unexpected maintenance that can't be put off.

Marketing pushes

Fund campaigns that need to run now — repay as returns come in.

Why Choose This

Line of credit advantages

Key advantages

  • No monthly maintenance fees
  • No prepayment penalties
  • Automatic limit increases based on performance
  • Dedicated account manager

Security & support

  • Bank-level security and encryption
  • Responsive client support
  • Fraud monitoring and alerts
  • Integrates with major accounting platforms

Apply for your line of credit

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