Term Loan
One fixed number every month, for a capital deployment you can put a figure against.
- Amount
- $25,000 – $500,000
- Rates from
- 6.99% APR
$5,000 – $250,000
Merchant Cash Advance
A lump sum against card sales, collected as a share of them.
- Amount
- $5,000 – $250,000
- Term
- 6 – 18 months
- Funding
- Same day available
- Assessed on
- Card-sales history
Merchant Cash Advance
What merchant cash advance actually is
An advance pays a lump sum now and collects a fixed percentage of card takings until a set total is reached. On $50,000 advanced at a 15% collection rate, the total repayment is $65,000; with $1,000 a day in card sales that is about $150 a day until it clears.
Approval leans on processing history rather than credit score, which is what makes it reachable when the other five are not. It is also the most expensive money on this site, and that arithmetic above is printed here rather than buried so you can decide with it in front of you.
What this one asks of you
Before this programme will approve
Over and above the general minimum. Published here rather than discovered on the last screen of an application.
- Card sales,$5,000+ a month
- Processing,3+ months history
What it gives you
Why an owner takes this one
- Pay more when busy, less when slow
- Same-day funding available
- Weighted to card sales, not credit
- Re-apply once it clears
The application
Pre-qualify in minutes
A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.
Rather talk to somebody first? (844) 527-3775.
Six programmes, and what each one asks of you
This one, and what the others ask
Line of Credit
Capital on demand rather than in a lump, with same-day transfers to your bank.
- Amount
- $10,000 – $250,000
- Rates from
- 8.99% APR
Working Capital Loan
For payroll, inventory and the gap between delivering work and being paid for it.
- Amount
- $10,000 – $300,000
- Rates from
- 7.99% APR
Equipment Financing
The lowest rates and the longest terms here, because the equipment secures it.
- Amount
- $15,000 – $1,000,000
- Rates from
- 5.99% APR
Merchant Cash Advance
A lump sum against card sales, collected as a share of them.
- Amount
- $5,000 – $250,000
- Term
- 6 – 18 months
Short-Term Loan
For when you cannot wait a week for a yes. Decisions in hours.
- Amount
- $5,000 – $100,000
- Term
- 3 – 18 months