Term Loan · $25K – $500K

Term loans for real growth moves.

Predictable monthly payments, competitive fixed rates, and funding up to $500,000 — so you can buy the equipment, open the location, or make the hire without draining working capital.

Rates from 6.99% APR for qualified borrowers
6 to 60-month terms
No prepayment penalties, ever

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Features

What's in a Core Capital term loan

Built for meaningful capital deployments — with terms that don't surprise you six months in.

$25,000 – $500,000

Substantial funding for expansion, equipment, or major purchases.

6 – 60 month terms

Pick a length that matches the life of what you're financing.

Rates from 6.99%

Competitive fixed APRs for qualified borrowers, disclosed up front.

Fixed monthly payments

One predictable number every month — ideal for budgeting.

Decisions in 24–48 hours

Funds wired as quickly as 3 business days after approval.

No prepayment penalty

Pay off early and save on interest — no fees, no strings.

Use Cases

Where a term loan shines

Best for investments that will generate returns over multiple years.

Business expansion

New locations, larger facilities, or new markets — strategic growth that needs real capital.

Equipment & machinery

Major equipment purchases that improve efficiency or unlock new revenue.

Real estate

Commercial property or office space to build equity instead of paying rent.

Hiring & staffing

Fund the team that enables the next phase of growth.

Technology upgrades

Modernize systems, software, or infrastructure that's holding the business back.

Debt consolidation

Replace several higher-rate balances with one manageable monthly payment.

Why This Structure

What a term loan gets you

Predictable payments. One fixed number each month makes planning easy.
Business credit. Consistent on-time payments build your business credit profile.
Tax advantages. Interest payments are typically deductible.
Retain ownership. Debt financing means no equity dilution.
Flexible use. Apply funds to any legitimate business purpose.

Qualifications

What we look for

These are baselines — not everyone needs to hit every box to be considered.

Business requirements

1+ year in business
$100,000+ annual revenue
US-based operations
Valid license & registration

Owner requirements

Personal credit score 600+
25%+ ownership stake
Personal guarantee
No recent bankruptcies

Don't check every box?

We work with businesses in a lot of different situations. Talk to a specialist about alternative structures before you assume you won't qualify.

Speak With a Specialist

Application

Four steps from apply to funded

Apply online

10-minute secure application.

Upload documents

Bank statements and basics through the portal.

Get approved

Real decisions in 24–48 hours.

Funds wired

Funds in your account within 3 business days.

Apply for your term loan

Soft credit check only. No application fees.

Secure · No obligation · Dedicated specialist

FAQ

Term loan questions, answered

What is a term loan?

A lump-sum loan repaid with fixed monthly payments over a set period. Best for major investments where predictable payments make planning easier.

How fast can I be approved?

Most clients receive a decision within 24–48 hours. Funds typically arrive within 3 business days of approval.

What can I use the funds for?

Any legitimate business purpose — equipment, expansion, inventory, working capital, real estate, or debt consolidation.

Are there prepayment penalties?

No. Pay off early and save on interest — there are no additional fees for prepayment.

What documents do I need?

Typically 3–6 months of bank statements, 1–2 years of tax returns, P&L, and basic business registration. Your specialist will give you an exact checklist.