Secure the capital you need for major business investments with our competitive term loans. Get up to $500,000 with fixed monthly payments and flexible terms.
Our term loans provide predictable financing with competitive rates and flexible repayment options designed to fit your business needs.
Access substantial funding amounts to support major business initiatives, expansion plans, or significant equipment purchases.
Choose from flexible repayment terms that align with your business cash flow and the nature of your investment.
Benefit from some of the most competitive interest rates in the industry, starting as low as 6.99% APR for qualified businesses.
Predictable monthly payments make budgeting easier and help you plan your cash flow with confidence.
Get a decision within 24-48 hours and receive funding as quickly as 3 business days after approval.
Pay off your loan early without penalty fees, giving you flexibility as your business grows and cash flow improves.
Term loans are ideal for substantial business investments that will generate returns over time.
Open new locations, expand existing facilities, or enter new markets with the capital you need to grow strategically.
Purchase essential equipment, machinery, or technology that will improve efficiency and increase revenue potential.
Buy commercial property, office space, or other real estate investments to build equity and reduce long-term costs.
Invest in talent acquisition, training programs, or build your team to support significant growth initiatives.
Modernize your technology infrastructure, implement new software systems, or upgrade your digital capabilities.
Consolidate multiple business debts into one manageable payment with potentially lower overall interest rates.
Experience the advantages of working with a modern lender that understands your business needs.
We work with businesses across various industries and stages of growth. Here are our basic requirements.
We work with businesses in various situations. Contact us to discuss alternative financing options that might be a better fit for your specific circumstances.
Speak with a SpecialistGetting your term loan is straightforward and fast. Here's how it works.
Complete our secure online application in just 10 minutes with basic business information.
Upload required documents securely through our portal. Our team will guide you through any questions.
Receive a decision within 24-48 hours from our experienced underwriting team.
Get your funds deposited directly into your business account within 3 business days.
Get answers to common questions about our term loans.
A term loan is a traditional business loan where you receive a lump sum of money upfront and repay it with fixed monthly payments over a predetermined period. It's ideal for major business investments and provides predictable payment schedules.
Most applications receive a decision within 24-48 hours. Once approved, funds are typically available within 3 business days. The exact timeline may vary based on the completeness of your application and verification requirements.
Term loan funds can be used for any legitimate business purpose including equipment purchases, expansion, inventory, working capital, real estate acquisition, debt consolidation, or other growth initiatives.
No, we do not charge prepayment penalties. You can pay off your term loan early without any additional fees, which can save you money on interest payments.
Typically, you'll need bank statements (3-6 months), tax returns (1-2 years), profit & loss statements, balance sheets, and business registration documents. Our team will provide a complete list based on your specific situation.