The application
Pre-qualify in minutes
A soft credit check, no impact on your score, and no obligation. A funding specialist reads every application.
Rather talk to somebody first? (844) 527-3775.
How it runs
What happens to it.
Three stages, and the first one is free of consequence.
Step 01
Pre-qualify
A few minutes and a soft credit check. No impact on your score, and no documents needed to find out where you stand.
Step 02
Get a decision
The same business day for most programmes, in four to eight hours for the short-term loan, with all-in pricing written out.
Step 03
Get funded
Usually one to three business days after approval, and same-day on the faster programmes.
The general minimum
Below these, none of the six will approve.
Below this, none of the six programmes will approve, and it is better to know that now than after filling anything in. Individual programmes ask for more, and each says so on its own page.