Short-Term Loan · $5K – $100K

Fast capital for time-sensitive moves.

When you can't wait a week for a yes, this program exists. Decisions in hours, same-day funding available, and qualification designed for the realities of running a business.

  • Same-day funding on approved applications
  • Credit score 550+ accepted
  • Minimal documentation required
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Short-term business loan
Features

Designed for speed

Every detail of this program is tuned to get you from need to funded in the same business day.

$5,000 – $100,000

Sized for immediate needs — not for funding a five-year plan.

3 – 18 month terms

Short repayment windows to resolve temporary gaps quickly.

Same-day funding

Most decisions land within 2–4 hours. Funds can follow the same day.

Flexible qualification

Lower credit and documentation thresholds than traditional programs.

Simple application

Under 10 minutes, mostly multiple choice, and mobile-friendly.

Fixed payments

Predictable daily or weekly withdrawals, shown clearly up front.

Use Cases

When short-term fits

Ideal for urgent, time-sensitive capital needs — not long-term investments.

Emergency repairs

Equipment breakdowns, urgent maintenance, anything threatening operations.

Urgent orders

Large or unexpected customer orders that need inventory or staffing now.

Seasonal cash flow

Bridge gaps when revenue is irregular but expenses aren't.

Limited-time deals

Bulk discounts or supplier offers that disappear if you wait.

Payroll coverage

Never miss payroll while you wait on receivables.

Tax payments

Cover quarterly tax obligations without disrupting operations.

Approval

From application to funded — in hours

1

Apply online

10 minutes. Basic business info and bank statements.

~10 min
2

Instant review

Our system returns a fast pre-qualification decision.

2–4 hrs
3

Same-day funding

Sign electronically and funds are wired the same day.

Same day

Total time to funding

4–8 hours

From hitting submit to funds in your account, usually inside a single business day.

Qualifications

Simple requirements

The bar is lower than traditional loans — we focus on your business, not just your credit score.

Business requirements

  • 6+ months in business
  • $10,000+ monthly revenue
  • Active business bank account
  • Valid business license

Owner requirements

  • Credit score 550+ (flexible)
  • 20%+ ownership stake
  • Personal guarantee
  • No recent bankruptcies

Credit challenges?

We weigh business performance, not just credit scores. Talk to a specialist before assuming you won't qualify.

Speak With a Specialist

Get same-day funding

Apply now. Most applications approved within a few hours.

Secure · Same-day funding available · Emergency support line