Short-Term Business Loans

Fast access to working capital when you need it most. Perfect for urgent opportunities, seasonal cash flow, or unexpected expenses with same-day funding available.

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Short-Term Business Loan

Short-Term Loan Features

Our short-term business loans are designed for speed and convenience when you need capital quickly.

$5,000 - $100,000

Access quick funding amounts that can cover immediate business needs without lengthy approval processes.

3 to 18 Month Terms

Short repayment periods designed to quickly resolve temporary cash flow challenges and business opportunities.

Same-Day Funding

Get approved and funded within hours, not days. Most applications receive decisions within 2-4 hours.

Flexible Requirements

Lower credit score requirements and simplified documentation make approval easier for more businesses.

Simple Application

Complete your application online in under 10 minutes with minimal documentation required.

Fixed Payments

Predictable daily or weekly payments make budgeting simple and cash flow management easier.

Perfect for These Urgent Needs

Short-term loans are ideal for immediate business needs that can't wait for traditional financing.

Emergency Repairs

Fix broken equipment, repair damage, or handle urgent maintenance that threatens business operations.

Urgent Orders

Fulfill large or unexpected orders that require immediate inventory purchases or additional staffing.

Seasonal Cash Flow

Bridge seasonal gaps in revenue, especially for businesses with irregular income patterns.

Limited-Time Opportunities

Take advantage of time-sensitive discounts, bulk purchasing opportunities, or market advantages.

Payroll Coverage

Ensure you can meet payroll obligations during temporary cash flow shortages or delayed receivables.

Tax Payments

Cover quarterly tax payments or other urgent financial obligations without disrupting operations.

Lightning-Fast Approval Process

When time is critical, our streamlined process gets you funded fast.

1

Quick Application

Submit your application online in under 10 minutes. Basic business information and bank statements are typically all we need.

⏱️ 10 minutes
2

Instant Review

Our automated system reviews your application and provides an instant pre-qualification decision.

⏱️ 2-4 hours
3

Same-Day Funding

Once approved, sign documents electronically and receive funds in your account the same day.

⏱️ Same day

Total Time to Funding

4-8 Hours

From application to funds in your account, typically within the same business day.

Simple Qualification Requirements

We've made qualification easier with flexible requirements designed for speed.

Business Requirements

  • 6+ months in business
  • $10,000+ monthly revenue
  • Active business bank account
  • Valid business license

Owner Requirements

  • Credit score 550+ (flexible)
  • 20%+ ownership stake
  • Personal guarantee
  • No recent bankruptcies

Bad Credit? No Problem!

We consider businesses with credit challenges. Our focus is on your business performance and cash flow, not just credit scores.

Discuss Your Situation

Get Your Short-Term Loan Today

Apply now for same-day funding. Most applications are approved within hours.

Secure application • Same-day funding • Emergency support available